Financial Calculator
Borrowing Capacity Calculator
Estimate how much you could borrow based on your income, expenses, and existing financial commitments.
Your Financial Details
This calculator provides an estimate only. Actual borrowing capacity may vary based on lender policies, credit history, and other factors. Speak with a broker for a personalised assessment.
Your results will appear here
Enter your details and click Calculate
Important Note
This estimate uses a 3% assessment rate buffer (as required by APRA guidelines) to stress-test your borrowing capacity. Actual amounts may vary between lenders. Contact us for a precise figure tailored to your situation.