First Home Buyers
Your First Home Journey Starts Here
We simplify the complex world of first home buying — from grants and schemes to pre-approval, property search, and settlement. All at no cost to you.
First Home Buyers
We Make It Simple
Buying your first home is one of the most significant financial decisions you'll ever make. The lending landscape can feel overwhelming — hundreds of products, complex eligibility criteria, and government schemes that are hard to navigate alone.
That's where Baset Finance comes in. We work with you from day one, explaining your options in plain English, identifying the grants and schemes you qualify for, and securing the most competitive loan for your situation.
Best of all — our service is completely free to first home buyers. We're paid by the lender, not you.
Government Support
Grants & Schemes You May Qualify For
There are significant government incentives available to first home buyers. We'll identify every opportunity that applies to your situation.
First Home Guarantee (FHBG)
Purchase with as little as 5% deposit and avoid Lenders Mortgage Insurance (LMI) — saving thousands.
First Home Owner Grant (FHOG)
A government grant available in most states for first home buyers purchasing new or substantially renovated properties.
Stamp Duty Concessions
Many states offer full or partial stamp duty exemptions for first home buyers — reducing your upfront costs significantly.
Family Home Guarantee
Single parents with dependants can purchase with as little as 2% deposit with a government guarantee.
The Process
Your Step-by-Step Journey
Understand Your Borrowing Power
We start by assessing your income, expenses, and financial situation to determine how much you can borrow.
Use our Borrowing CalculatorGet Pre-Approved
A pre-approval gives you confidence to search for your home, knowing exactly what budget you're working with.
Book Free ConsultationFind Your Property
With pre-approval in hand, search with confidence. We remain on standby to answer any finance questions.
Settle & Move In
We manage the formal loan application, coordinate with your solicitor, and guide you through to settlement day.
Ready to Get Started?
Your Smarter Home Loan Starts Here
Book a free consultation with one of our expert mortgage brokers and discover your borrowing potential today.